Total Health Bundling

Employer Groups
Employer Groups

Life and disability insurance. Dental and vision coverage. Various worksite and voluntary policies. Mosaic Group sells a wide range of attractive options from leading ancillary and specialty insurance companies, all conveniently accessible in one place—giving businesses the flexibility to choose the ancillary benefit package that makes the most sense for them and their employees.
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Group Services
- Total Health Bundling
  (ACA 1–50)
- Package Pricing (51+)
*Available as Employer Paid or Voluntary
Individual Plans
Individual Plans

Dental and vision coverage. Short-term medical insurance. Even plans that give you peace of mind while traveling or living abroad. Mosaic Group brings together the best, most cost-effective individual plans, and makes them available through one convenient source.
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Agents & Consultants
Forms

What is Total Health Bundling?

Total Health Bundling gives employer groups of 1-50 with Affordable Care Act (ACA) plans an invoice administrative credit when they bundle Blue Cross NC medical & ancillary products together.

In addition to the ease of combined billing, employers can offer coverage from national A-rated carriers, while employees enjoy convenient access to treatment, information and resources that can improve health outcomes.

Who should consider it?

When employees are happier and healthier, everyone benefits. With Total Health Bundling, employers can go a long way toward making that possible—and reduce overall costs and administrative headaches at the same time.

Key benefits
- Save every month through an administrative credit for qualifying enrolled products1
- Employers receive a single invoice for medical, dental and vision
- Employees have just one ID card for Blue Cross NC medical, dental and vision
- Blue Cross develops data-base insights that can really make a difference in members’ total health
Additional features

Employer groups of 1-502 can take advantage of Total Health Bundling when they combine a Blue Cross NC ACA plan with Dental Blue®, Dental Blue® Select, Blue 20/20™, employer-paid life, short-term disability or long-term disability coverage.3
Proposal Request

For information or to determine eligibility for Total Health Bundling and related ancillary products, please contact your Blue Cross NC Medical or Mosaic Group representative.

Credit is based on the number of active medical subscribers on the monthly invoice for that billing period. Total Health Bundling credit only applies to active, non-COBRA/State Continuation enrolled medical subscribers. Products must be enrolled on a single group number for the same effective date. There will be no adjustments to the credit applied due to retroactive additions and/or terminations of subscribers after the monthly invoice is generated.
For groups that meet the definition of a small employer (1–50 full-time equivalents). All plans described are compliant with the ACA.
Does not include Voluntary Life, Short-Term and Long-Term Disability.