Employer Paid Combined Life, Disability, and Accident Insurance | Mosaic Group | North Carolina | Mosaic Group

Employer Groups
Employer Groups

Life and disability insurance. Dental and vision coverage. Various worksite and voluntary policies. Mosaic Group sells a wide range of attractive options from leading ancillary and specialty insurance companies, all conveniently accessible in one place—giving businesses the flexibility to choose the ancillary benefit package that makes the most sense for them and their employees.
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Group Services
- Total Health Bundling
  (ACA 1–50)
- Package Pricing (51+)
*Available as Employer Paid or Voluntary
Individual Plans
Individual Plans

Dental and vision coverage. Short-term medical insurance. Even plans that give you peace of mind while traveling or living abroad. Mosaic Group brings together the best, most cost-effective individual plans, and makes them available through one convenient source.
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Agents & Consultants
Forms

What is Protection Plus?

Protection Plus is a special package of ancillary benefits underwritten by USAble Life that combines Life, Disability and Accidental Death & Dismemberment coverage into a single plan with one low rate. It provides a way for employers to offer extra protection for their employees without putting the financial security of their businesses at risk.

The standard Protection Plus package is just $18 PEPM, guaranteed for two years.

Who should consider it?

Protection Plus is designed to be easy—easy to understand, easy to administer, easy to afford. Employees who want peace of mind will welcome the comprehensive coverage. Employers who want to retain and attract the best workers will appreciate the competitive advantage it can offer.

Key benefits
- Life, AD&D and Disability in one plan
- Employee, spouse and dependent life coverage
- Secure income for employees until Social Security or other disability benefits begin
- 24-hour AD&D coverage, on and off the job
- Four packages to choose from
- One low rate for easy administration
Additional features

The simplified rate plan ranges from $18 PEPM for the standard package to $34 PEPM for the premium package. Protection Plus is available for businesses with two to 50 employees.
Proposal Request

For information or to request a proposal for a Protection Plus policy underwritten by USAble Life, please contact your Mosaic Group representative. Coverage may be offered on a Guaranteed Issue basis, as determined by underwriting guidelines.1