menu

What is Short-Term Disability insurance?

Short-Term Disability insurance provides partial income replacement for employees dealing with an illness or injury. With this coverage, employees and their families can receive the financial support they need to for a period of weeks or months.

Employees can receive benefits up to 70% of their covered weekly earnings, up to $1,500 per week or greater.1

Who should consider it?

When most people think about insurance, life and health are the only things on the list. But protecting the ability to earn a living can be equally important. Employer-provided STD insurance helps employees protect a portion of their incomes in the event of a disability.

  • Key benefits

    Key benefits

    • Covers employees 24 hours a day on or off the job
    • Plan options include benefit start dates and benefit duration
    • Weekly benefits are paid directly to the employee
    • Return to Work incentives
    • Premiums waived during disability period
  • Additional features

    Additional features

    Employers can select to have benefits start as soon as first day for accidents and eighth day for sickness or pregnancy, or as late as 30th day for accident, sickness and pregnancy. Standard benefit duration can be set at 13 weeks or 26 weeks.

  • Application process

    Proposal Request

    For information or to request a proposal for an STD insurance policy underwritten by USAble Life, Principal Life, Symetra, Unum or The Hartford, please contact your Mosaic Group representative. Guaranteed Issue coverage may be available to employees, based on underwriting guidelines.

  1. Actual benefit levels vary based on group size, demographics and industry, and will be determined by the insurance company selected and their underwriting guidelines.

We’re here to make things easy.
For everybody.
Let's get started.

Have a question? Need some information?
Tell us what you'd like to talk about.

Chris Stephenson

Chris Stephenson

Account Executive

I’m Chris. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

919-287-7631

chris.stephenson@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Angie White

Angie White

Voluntary Benefit Enrollment Consultant

I’m Angie. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

919-463-7322

angie.white@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Courtney Justice

Courtney Sexton

Account Manger/Retention

I’m Courtney. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

984-960-3583

courtney.sexton@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Liz Hoidahl

Liz Hoidahl

Account Manager/Retention

I’m Liz. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

919-765-36682

elizabeth.hoidahl@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Ashley Nason

Ashley Nason

Account Manager/Retention

I’m Ashley. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

919-765-4121

ashley.nason@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Sherrie Parrish

Sherrie Young

Account Executive

I’m Sherrie. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

336-201-4008

sherrie.young@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Michele Gregory

Michele Gregory

Account Executive

I’m Michele. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

919-765-4671

michele.gregory@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Casey McClure

Casey McClure

Account Manager/Retention

I’m Casey. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

704-561-2777

Casey.McClure@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team
Ken Schoonhagen

Ken Schoonhagen

Account Executive

I’m Ken. How can I help you?

Based on the information you provided, I should be able to answer any questions you have.

Call or email me and let’s get started.

336-580-9018

Kenneth.SchoonhagenJr@bcbsnc.com Select new contact Meet the entire Mosaic Group Team PDF of the Sales and Account Management team