Employer Paid Hospital Confinement Insurance | Mosaic Group | North Carolina | Mosaic Group

Employer Groups
Employer Groups

Life and disability insurance. Dental and vision coverage. Various worksite and voluntary policies. Mosaic Group sells a wide range of attractive options from leading ancillary and specialty insurance companies, all conveniently accessible in one place—giving businesses the flexibility to choose the ancillary benefit package that makes the most sense for them and their employees.
overview
Group Services
- Total Health Bundling
  (ACA 1–50)
- Package Pricing (51+)
*Available as Employer Paid or Voluntary
Individual Plans
Individual Plans

Dental and vision coverage. Short-term medical insurance. Even plans that give you peace of mind while traveling or living abroad. Mosaic Group brings together the best, most cost-effective individual plans, and makes them available through one convenient source.
overview
Agents & Consultants
Forms

What is Hospital Confinement insurance?

Hospital Confinement insurance provides cash when an employee is hospitalized. The payment can be used toward things like hospital costs, transportation, hotels, childcare, utilities or mortgage payments.

With multiple options available for Hospital Confinement Insurance, employers gain the flexibility to select the policy type that best matches the needs of their employees.

Who should consider it?

Employees are aware of how quickly hospital expenses can add up—making Hospital Confinement insurance a welcome part of a benefits package. Employees will know that if they, their spouse or children ever face an extended stay in the hospital, Hospital Confinement coverage gives them a way to deal with the bills that can pile up, and avoid the financial burden from out-of-pocket medical expenses, or mounting household or childcare bills.

Key benefits
- Several levels of coverage for employers to choose from
- Hospital admission or First Day Hospital Confinement benefit available
- Daily hospitalization benefit available
- Many HSA compatible and non-HSA compatible plan designs available. May include coverage for hospitalization, intensive care, surgery, anesthesia and specified injuries
- Cash payments are provided directly to employee
- Coverage may be portable
- Coverage is available to eligible family members
Additional features

Some Hospital Confinement insurance includes a wellness or health screening benefit that can be applied toward common wellness exams, such as a mammogram, chest X-ray or stress test.
Proposal Request

For information or to request a proposal for a Hospital Confinement insurance policy underwritten by USAble Life, Symetra, Unum or The Hartford, please contact your Mosaic Group representative. Some coverage levels can be offered on a Guaranteed Issue basis with minimum participation requirements.1