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What is Protection Plus?

Protection Plus is a special package of ancillary benefits underwritten by USAble Life that combines Life, Disability and Accidental Death & Dismemberment coverage into a single plan with one low rate. It provides a way for employers to offer extra protection for their employees without putting the financial security of their businesses at risk.

The standard Protection Plus package is just $18 PEPM, guaranteed for two years.

Who should consider it?

Protection Plus is designed to be easy—easy to understand, easy to administer, easy to afford. Employees who want peace of mind will welcome the comprehensive coverage. Employers who want to retain and attract the best workers will appreciate the competitive advantage it can offer.

  • Key benefits

    Key benefits

    • Life, AD&D and Disability in one plan
    • Employee, spouse and dependent life coverage
    • Secure income for employees until Social Security or other disability benefits begin
    • 24-hour AD&D coverage, on and off the job
    • Four packages to choose from
    • One low rate for easy administration
  • Additional features

    Additional features

    The simplified rate plan ranges from $18 PEPM for the standard package to $34 PEPM for the premium package. Protection Plus is available for businesses with two to 50 employees.

  • Application process

    Application process

    For information or to request a proposal for a Protection Plus policy underwritten by USAble Life, please contact your Mosaic Group representative. Coverage may be offered on a Guarantee Issue basis, as determined by underwriting guidelines.1

  1. Subject to underwriting.